Large corporations face a paradoxical crisis: 90% of buildings are underinsured while simultaneously overpaying for coverage, according to Kroll’s 2021 appraisal study. This represents a $221 billion annual global property protection gap (Swiss Re) occurring alongside systematic overpayment driven by pricing inefficiencies, with leading insurers achieving 47% loss ratios versus 73% for laggards—a 26-percentage point… Continue reading The $221 billion scam: why your company is both overcharged and underinsured